Applicant’s Duty to Read Application for Auto Insurance

Applicant’s Duty to Read Application for Auto Insurance The contractual agreement entered into when a policy of auto insurance is created is based on the application for insurance made by a prospective insured to an insurer. In situations where there are disparities between the policy as issued and the insured’s understanding of the coverage he or she was applying…

Read more →

Auto Insurance Coverage for Tow Trucks

Auto Insurance Coverage for Tow Trucks The frequency of occurrence of vehicular accidents and various kinds of mechanical breakdowns that cause the disablement of cars and trucks on the streets and roads of the United States necessarily results in an extensive use of tow trucks to assist in the resolution of such situations and the removal of affected vehicles…

Read more →

Classifying Torts

Classifying Tort Law Apart from legislation granting a right to sue for a specific harm, personal injury law generally consists of tort law and the civil procedure for enforcing it. This article discusses how tort law is classified. Tort Law Classified by the Tortfeasor’s Mental State In a sense, torts are certain general standards of civil conduct. As a…

Read more →

Defenses to Actions Involving Recreational Boating Accidents

When a plaintiff files a lawsuit regarding a recreational boating accident, the defendant may claim defenses that are similar to those available in any other accident case. Such defenses include that the accident was inevitable, that the plaintiff was contributorily negligent or assumed the risk, that there was a superseding cause, or that the plaintiff’s action is barred by…

Read more →